Since the escalation of the Covid-19 pandemic, people have been reticent to visit medical practitioners to have their concerns investigated, as a result, diagnoses of serious illnesses are significantly lower than they should be, with year-on-year cancer diagnoses down 39%*, and this will have long-term serious consequences for the treatment of both physical and mental health, says RedArc Nurses. This is the case for serious illnesses such as cancer, everyday issues such as musculoskeletal, and mental health concerns.
The earlier a serious illness – such as cancer – is detected, the better the chances of recovery, less treatment is needed, and treatment time is reduced. Likewise, with an increase in people working from home in unergonomic environments and taking up new exercise regimes there has been an increase in musculoskeletal concerns, but the later that such issues are addressed, the longer treatment and recovery can take. This is also true for underlying health conditions, which if left unmonitored, such as high blood pressure and BMI can lead to more serious conditions such as stroke and cardiac arrest. Similarly, when mental health issues are left unsupported, they can escalate and become more serious. Conversely, the opposite is true in all cases: the earlier the diagnosis, the better the chances of a quicker and more positive outcome.
Christine Husbands, managing director for RedArc Nurses says, ‘We often support people that have inter-related conditions, such as a physical illness affecting mental health. The later that people get support, the more serious and complex their needs become. This can take a lot of unravelling, takes longer to treat and means a lot more stress for the individual.’
Encourage utilisation of medical help
Many medical facilities have introduced steps which enable them to continue supporting people safely, such as implementing extra hygiene measures, offering virtual diagnoses, treatment at home and having Covid-free facilities so people can feel confident using them. It’s important that anyone that has health concerns accesses support, and doesn’t put it off, and integral to this is that insurers encourage utilisation of health and wellbeing protection so that people can be fully supported.
Christine Husbands continues, ‘Coming out of this pandemic, what we don’t want to see is a serious-illness pandemic or mental-health pandemic, when early intervention means that’s preventable. Insurers have an important role to play here. Fewer-than-usual claims is not good. Insurance is in place for when people need it, and the industry is available to offer the support needed: be that financial, practical or emotional. In practice, fewer claims now is just likely to mean bigger claims later, which is worse for the individual and the industry. We must work together to encourage people to access the support available.’